Introduction:
Education plays a critical role in shaping the future of individuals and society. However, financial constraints often prevent many talented and deserving students from continuing their studies. Scholarships are an essential support system that help bridge this gap by offering financial assistance to meritorious and needy students. In India, there are numerous scholarship programs available for students who have completed their 10th, 12th, or are pursuing their degree courses. These scholarships are offered by the government, private organizations, NGOs, and international institutions.
1. Scholarships for 10th Students
After Class 10, students make crucial decisions regarding their career paths. Several scholarships encourage them to continue higher education:
- National Means-cum-Merit Scholarship (NMMS): This is a central government scheme for students of Class 8 onwards, who score well in Class 8 exams and belong to economically weaker sections. They receive ₹12,000 per year from Class 9 to 12.
- SOF Scholarships (Science Olympiad Foundation): For students showing excellence in Science and Maths through Olympiads conducted by SOF. Winners receive cash prizes, medals, and certificates.
- Vidyadhan Scholarship by Sarojini Damodaran Foundation: For students who have passed Class 10 with excellent marks and come from families with low annual income. The scholarship continues through higher secondary and even graduation based on performance.
2. Scholarships for 12th Students
Class 12 students, as they transition to colleges, have access to various scholarships to support their undergraduate education:
- Central Sector Scheme of Scholarship for College and University Students (CSSS): Offered by the Ministry of Education, this scheme supports students who score above 80% in 12th standard and belong to families with an annual income below ₹8 lakh. They receive ₹10,000–₹20,000 per annum for pursuing degree courses.
- INSPIRE Scholarship (Innovation in Science Pursuit for Inspired Research): For students who choose basic science subjects after 12th and rank in the top 1% of their board exams. It offers ₹80,000 annually.
- Kishore Vaigyanik Protsahan Yojana (KVPY): Although discontinued after 2021, KVPY used to provide scholarships to science stream students after 12th, encouraging research careers.
- AICTE Pragati and Saksham Scholarships: For girls and differently-abled students pursuing technical education. They provide ₹50,000 annually for tuition, books, and living expenses.
3. Scholarships for Degree Students
Degree students can also benefit from several scholarships depending on their field of study and financial status:
- Post-Matric Scholarships (SC/ST/OBC): These are state or central schemes that support students from backward categories for their higher education, including graduation and post-graduation.
- Maulana Azad National Fellowship: For minority students pursuing M.Phil or Ph.D. programs. Offers financial support for research.
- UGC Scholarships: The University Grants Commission offers multiple scholarships such as:
- ISHAN UDAY for North Eastern Region
- PG Indira Gandhi Scholarship for Single Girl Child
- PG Scholarship for University Rank Holders
- Private Scholarships: Organizations like Tata Trusts, Reliance Foundation, HDFC Bank, and Aditya Birla Group offer merit and need-based scholarships for undergraduate students.
- International Scholarships: Degree students with excellent academic records can apply for global scholarships such as:
- Commonwealth Scholarships
- Chevening Scholarships (UK)
- Fulbright-Nehru Fellowships (USA)
- DAAD Scholarships (Germany)
Conclusion
Scholarships are a powerful tool to encourage education and reduce the dropout rate among students due to financial difficulties. Whether after 10th, 12th, or during degree programs, students should be proactive in researching and applying for suitable scholarships. Government portals like the National Scholarship Portal (NSP) and state portals provide centralized access to many such schemes. With proper awareness and timely application, deserving students can secure the financial support they need to achieve their academic goals and build a successful future.